Al procesar pagos, puede encontrarse con varios códigos de error que indican por qué ha fallado una transacción.
A continuación se indican algunos de los códigos de error de pago más comunes. Para obtener una lista completa de todos los códigos de error de pago y sus explicaciones detalladas, consulte este enlace.
(Los códigos de error solo se presentan en inglés)
Código | Texto | Implicaciones | Nivel | Guía |
2000 |
Do Not Honor
|
The customer's bank is unwilling to accept the transaction. The customer will need to contact their bank for more details regarding this generic decline.
|
Soft
|
Visa: Category 4, limit retries to 15 attempts over a rolling 30-day period
|
2001 |
Insufficient Funds
|
The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
|
Soft
|
Visa: Category 2, limit retries to 15 attempts over a rolling 30-day period
|
2014 |
Processor Declined – Fraud Suspected
|
The customer’s bank suspects fraud – they will need to contact their bank for more information.
|
Hard
|
Visa: Category 2, limit retries to 15 attempts over a rolling 30-day period
|
2015 |
Transaction Not Allowed
|
The customer's bank is declining the transaction for unspecified reasons, possibly due to an issue with the card itself. They will need to contact their bank or use a different payment method.
|
Hard
|
Visa: Category 1, do not retry
|
2019 |
Invalid Transaction
|
The customer’s bank declined the transaction, typically because the card in question does not support this type of transaction – for example, the customer used an FSA debit card for a non-healthcare related purchase. They will need to contact their bank for more information.
|
Hard
|
Visa: Category 1, do not retry
|
2020 |
Violation
|
The customer will need to contact their bank for more information.
|
Hard
|
Visa: Category 2, limit retries to 15 attempts over a rolling 30-day period |